Capital One’s “Offers and Upgrades” page doesn’t display all of your offers

Capital One recently made some changes that, at first glance, appeared to be a great addition as it displays balance transfer (BT) offers for multiple credit cards all on one page. However, the page, is not what it appears to be. The link to access the page is described as “Offers and Upgrades”. I have balance transfer offers for each of my Capital One credit cards, and I also have an upgrade offer for one of the cards. But, my “Offers and Upgrades” page doesn’t list one of the balance transfer offers. The card upgrade offer is …

Citi’s glitchy balance transfer tool emails customers about phantom balance transfer offers

I won’t be duped again by Citi’s email enticing me to finish my balance transfer (BT). Before Citi introduced its new feature that lets customers preview their available Flex Loan and balance transfer offers, I would use Citi’s balance transfer link to see if I had a BT offer. Within a few days of doing so, Citi would send me an email asking me to finish my balance transfer. “Your Balance Transfer Offer is Waiting,” the first email subject read. In the email, Citi asked, “Did you forget your balance transfer offer?” No, I didn’t  forget. You never …

Citi now allows customers to easily view promotional offers to access their credit limit as cash

Prior to its new “Access Available Credit” link, Citi customers would need to navigate to different pages to see any available Flex Loan and balance transfer (BT) offers. Now, customers can quickly view all of their cash access offers in one place. By clicking the “Access Available Credit” link located beneath the current balance in the credit card tile, you’ll be presented with Flex Loan offers, balance transfer offers, and the link to request a credit limit increase (CLI). The presence of the credit limit increase link does not mean that you qualify for a credit …

Affinity Federal Credit Union announces Zelle outage due to maintenance

Affinity Federal Credit Union (AFCU) members will not have access to Zelle on Sunday, February 26th, 2023, from 12:00 a.m. until 6 a.m. ET. The announcement was viewable in the online portal about two hours before the outage. AFCU indicates that the outage is due to scheduled maintenance. Be sure to make any Zelle transfers before that timeframe. Most financial institutions perform maintenance overnight. The weekends are also a popular time for sites to perform maintenance. So, it’s usually a good idea to take care of pressing issues on their sites or in their portals outside of …

Why you should never use a routing number that wasn’t given to you by your financial institution

I came across an online post of someone asking for the routing number for their bank. A fellow poster provided what they believed to be the correct routing number. The number did belong to the bank in question. But, this particular bank has multiple routing numbers. The original poster thanked them and stated that they located the routing number in the app. So, presumably, the routing number just happened to be the one that he should use for his account. But, what if it ultimately wasn’t the routing number that his bank designated for his account? …

FOREX.com paying 5% APY to Active Traders for a limited time

FOREX.com is paying 5% APY, but the offer is only available through March 31, 2023. If you’re a forex trader, this offer might still interest you (no pun intended) because you’ll be paid 5% on your average daily available margin. Average daily Available Margin (Trading Resource) is calculated by taking the average of your available margin (trading resources) as of 5 PM ET each trading day during the prior month. Margin utilized for your open positions is not included. Interest will be posted within 15 business days of the following month. To be eligible for the …

Affinity Federal Credit Union raises the APY on its SmartStart Savings account to 4.00%

Affinity Federal Credit Union (AFCU) members may have noticed the announcement about the rate change while browsing their AFCU portal. Affinity also sent an email to members today to inform them of the increase in their savings account rate. Members will earn 4.00% APY on the first $10,000 in their SmartStart Savings account. If the account balance is more than $10,000, the portion of the balance above $10,000 will earn an APY …

FOREX.com is offering a 5% initial deposit bonus

FOREX.com is paying new customers a bonus equal to 5% of their initial deposit. The offer is only available through February 28, 2023. But, there’s still time to sign up and meet the requirements. What’s even better is that the bonus terms state, “Credit will be applied at the beginning of the month after required trades are completed.” So, you should have your bonus payment in 14 days, if not sooner. The offer is only available to new customers. If you have a demo account, you still qualify, as long as you don’t have an live …

Chase has three new Private Client checking account bonuses worth up to $3,000

Chase has three Chase Private Client (CPC) offers that are available to new and existing CPC checking accountholders:$1,000 for $150,000 in deposits,$2,000 for $250,000 in deposits, and$3,000 for $500,000 in deposits. How to get the bonus: Visit and request an offer code, which will be emailed to you. Meet with a Private Client Banker by April 19, 2023 to open a new CPC checking account if you don’t currently have one. Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth …